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PERSONAL LOAN APPLICATION
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*Alimony, Child Support, or Separate Maintenance income need not be included unless relied upon for credit. You may include the monthly amount that you have available to spend from your assets. Stated income may be subject to income verification.
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All loans are made by Cross River Bank, a New Jersey State Chartered Bank. Member FDIC. Loan amounts range from $1,000 to $20,000. No loans are offered in Connecticut, New Hampshire, West Virginia, Vermont, Puerto Rico or any other unincorporated US territory. The APR’s range from 16.39% APR to 29.99% APR. An origination fee of 8% may be included in the principal loan amount that results in an APR up to 29.99%.
*Your loan has a 6-month no interest on principal promotion included. This promotion can save you money if you pay off the principal amount of the loan in full within the first 6 months. During the 6-month promotional period, you will be responsible for making all of your monthly payments and your loan will accrue interest on a monthly basis. If you pay off your loan within the promotional period, the monthly payments that you have made during this period, which includes accrued interest, will be deducted from the principal amount of the loan. The principal amount may include an 8% origination fee.
† To check the rates you qualify for, LendingUSA does a soft credit pull that will not impact your credit score. However, if you choose to continue your application, your full credit report will be requested from one or more consumer reporting agencies, which is considered a hard credit pull.